Expand Your Market. Bring Home Ownership to More Borrowers .

Benefits to your borrower:

Applicant eligibility criteria:

• Occupy the property as your primary residence
• Do not have sufficient cash for a 20% down payment plus pay typical loan closing and relocation expenses.
• Be a U.S. citizen, a U.S. non-citizen national or a “ qualified alien”.
• Demonstrate an ability and willingness to meet obligations and debts as they become due.
• Have a credit history that indicates a willingness to meet obligations as they become due.
• Have an adjusted household income that is within Rural Development guidelines based on the number of persons who will occupy the home.
• Purchase a residential property that is within a Rural Development eligible area.

Refer to and submit a copy of the income eligibility form and the property eligibility form.

Want to learn more?

Visit the Rural Development Guaranteed Housing website: http://www.rurdev.usda.gov/rhs/sfh/GSFH_Information/lenders.htm

Need a quick guide?

Click here: http://www.rurdev.usda.gov/rhs/sfh/GSFH_Information/Common/quick_guide.htm